Hello, it seems like credits are applied for next payments and not current balances? Could we have this fixed because my delinquency reporting isn't accurate because some accounts have credits but they don't reflect into the reporting which is an error. Also, when I have past resdients who owe a balance, i would like to keep the charge for tracking purposes but apply a full credit to write it off in the system so it is no longer showing in my reporting. When I apply the credit, it does not put the balance at $0 which is a IT issue. Could we please have this fixed? This is essential!